About KEKS Pay
KEKS Pay is a popular Croatian mobile payment application that has unified numerous banks and services into a single platform, creating one of Southeastern Europe's most successful bank-developed payment solutions.
Launched in 2018 by Erste Bank Croatia, KEKS Pay was initially developed as a peer-to-peer payment service before expanding into a comprehensive payment platform. Unlike many bank-developed apps that serve only their own customers, KEKS Pay was designed with an open architecture allowing users from any Croatian bank to use the service.
KEKS Pay offers a diverse range of functionalities including peer-to-peer transfers, bill splitting, merchant payments via QR codes, utility bill payments, parking payments, charitable donations, and public transportation tickets. The platform's distinctive name (which translates to "biscuit" in Croatian) and casual, friendly branding have helped position it as an approachable, everyday app rather than a traditional banking service.
The application has achieved widespread adoption in Croatia, particularly among younger users, and has begun expanding to neighboring countries in the region. KEKS Pay represents a successful model of bank-led fintech innovation, demonstrating how established financial institutions can create popular, user-friendly payment solutions while leveraging their existing infrastructure and regulatory compliance capabilities.
Launched in 2018 by Erste Bank Croatia, KEKS Pay was initially developed as a peer-to-peer payment service before expanding into a comprehensive payment platform. Unlike many bank-developed apps that serve only their own customers, KEKS Pay was designed with an open architecture allowing users from any Croatian bank to use the service.
KEKS Pay offers a diverse range of functionalities including peer-to-peer transfers, bill splitting, merchant payments via QR codes, utility bill payments, parking payments, charitable donations, and public transportation tickets. The platform's distinctive name (which translates to "biscuit" in Croatian) and casual, friendly branding have helped position it as an approachable, everyday app rather than a traditional banking service.
The application has achieved widespread adoption in Croatia, particularly among younger users, and has begun expanding to neighboring countries in the region. KEKS Pay represents a successful model of bank-led fintech innovation, demonstrating how established financial institutions can create popular, user-friendly payment solutions while leveraging their existing infrastructure and regulatory compliance capabilities.
Ownership & Tax Information
| Company Headquarters | 🇭🇷 Croatia |
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